Why Use a Mortgage Broker in Melbourne
Because they can save you time and money.
As the home loan market becomes increasingly complex, more people are turning to Mortgage broker.
Here are some of the reasons why.
Mortgage brokers can save you time
The choices now available in the mortgage market can seem limitless and completely overwhelming. You can choose to research the subject, the lenders and their products yourself, or work with a finance broker who already has that knowledge.
You will have choices
All finance brokers have a panel of Lenders from which they recommend a loan. They have to become accredited with the lender to offer their product, and are required to keep up-to-date with their latest offers.
They can help find the right loan
The best deal is not necessarily the cheapest rate. A good finance broker will examine your circumstances and future plans to recommend a loan that is right for you. Having an appropriate loan which works for you can help you build wealth.
Generally they don’t charge you a fee
Most finance broker don’t charge a fee for their service as the lenders pay them a commission for the loans they write. Most lenders offer the same rate via the finance broker as they would directly, and a finance broker could save you money in other ways.
Help you avoid pitfalls
Many products seem to offer a great deal but they could have penalties, fees and charges you may not be aware of. Or, they may not offer the flexibility you require in the future. A finance consultant can help you avoid taking out a loan you might later regret.
The only mortgage broker in Melbourne to deal with, should be a MFAA members
A good finance advisor can save you time and money, and give you peace of mind. But, remember, only work with finance professionals who are members of MFAA – they are the Essentials of Borrowing.
An MFAA Approved finance broker is not your average mortgage broker.
At Flexible Mortgages we can help your find the ideal home loan
Call Gary Plotzza 0411328016